Click here to see information about 2026 benefits
Click here to see information about 2026 benefits
The health system offers several benefits to help provide your loved ones the peace of mind they deserve when illness or injury happens.
Aflac is the carrier for most of our financial protection services. To learn more, visit the Aflac Learning Hub.
For your peace of mind, the health system provides benefits-eligible employees basic life insurance (group term life) through Aflac. This benefit pays your beneficiary 1.5 times your annual salary (rounded up to the next highest $1,000), up to $1.5 million.
Cost to you: $0. The health system pays 100% of basic life insurance.
You may wish to add extra coverage, depending on your needs and circumstances. Buying supplemental life insurance for yourself, spouse and/or children adds an extra layer of protection to what the health system provides. You can only sign up for this benefit during the enrollment period.
Newly eligible employees may elect up to the Guaranteed Issue without evidence of insurability (EOI) when enrolling in coverage within 30 days of initial eligibility or status change of dependent (newly added spouse due to marriage). Any amounts over the Guaranteed Issue are subject to EOI.
Employee: Lesser of 5 times salary or $500,000 (increments of $5,000).
Guaranteed issue: $200,000.
Spouse: $100,000 not to exceed 100% of the employee amount of basic and supplemental life insurance (increments of $5,000).
Guaranteed issue: $30,000.
Dependent children: $5,000 or $10,000 (ages 2 weeks to 26 years). All amounts guaranteed.
Cost to you: To know your cost, click “Enroll Now”. You may only buy this coverage during benefits enrollment or with a qualifying life event.
These benefits will be reduced by 35% at age 65, 70 and 75, and 25% at age 80, 85, 90 and 95. Reductions will be applied to the current amount (after all previous reductions).
You have the option to buy a new kind of life insurance through Aflac that locks in the premium at the age you purchase coverage so the cost doesn’t increase as you get older. The policy includes a long-term care accelerated death benefit and adapts to you and your family’s evolving needs over time.
This new Life Term to 120 plan is available or the employee, as well as spouses and children, as long as you enroll in the employee plan.
Employee: $25,000 to $200,000 (increments of $25,000)
Spouse: $12,500 to $50,000 (increments of $12,500, not to exceed 50% of employee coverage)
Children: $25,000 (applies to all children)
To know your cost, click “Enroll Now”. You may only buy this coverage during benefits enrollment or with a qualifying life event.
This benefit is paid by the health system to help protect you and your family if you suffer a debilitating injury or die because of a covered accident. AD&D would give your beneficiary a payment equal to the employee’s basic life insurance amount.
Cost to you: $0. The health system pays 100% of basic AD&D insurance.
Supplemental AD&D provides employees extra protection in the case of an accident or death. You can purchase this coverage in increments of $10,000, up to $500,000 (or 10 times your salary, whichever is less).
Cost to you: To know your cost, click “Enroll Now”. You may only buy this coverage during benefits enrollment or with a qualifying life event.
These benefits will be reduced by 35% at age 65, 70 and 75, and 25% at age 80, 85, 90 and 95. Reductions will be applied to the current amount (after all previous reductions)