Click here to see information about 2026 benefits
Click here to see information about 2026 benefits
Why: | This insurance provides a lump sum cash payment upon diagnosis of a covered illness. |
Who: | Benefits-eligible employees. |
When: | Purchase only during annual benefits enrollment (and when newly hired, newly eligible for benefits or have experienced a qualifying life event). |
Critical illness insurance can be purchased to help with costs not covered by health insurance. The lump-sum payment may be used for out-of-pocket and living expenses. Aflac is the carrier for most of our financial protection services. To learn more, visit the Aflac Learning Hub.
If you or a family member gets sick, it can be emotionally and financially challenging. While medical insurance may cover most medical expenses during a serious illness, critical illness insurance helps pay for costs not covered by your healthcare insurance, like deductibles, rent, groceries and child care.
You can choose to buy this optional insurance only during the benefits enrollment period or if you have a qualifying life event. Visit the Aflac Learning Hub to see how critical illness insurance can help you. The premiums will be determined by several things including demographics and the amount of coverage. Your premium will be displayed during the benefits enrollment process.
Those who purchase this benefit will receive a $75 cash payment for receiving certain health screenings (once a year per covered person). You can obtain a health screening through your provider.
Visit the Aflac Learning Hub to file a claim.