The disability benefits discussed here are for:
- benefit-eligible employees
- nonwork-related situations. For work-related illness or injury, view details about Workers’ Compensation
Short-term disability insurance
In the event of a short-term disability (STD), you have financial protection paid for by the health system. Our Basic STD policy pays a percentage of your weekly income for up to 6 months while you are out of work after a nonwork-related accident, pregnancy or illness. You are automatically enrolled in Basic STD coverage at no cost to you.
You can choose more STD coverage with the Buy-up STD plan that’s paid by both you and the health system. You must provide evidence of insurability (EOI) if you did not choose this coverage during your initial eligibility period. A pre-existing condition, including pregnancy, could result in a denial for the buy-up benefit. The buy-up benefit does not require EOI during your initial eligibility period. Note: Employees must maintain 0.5 FTE for 6 months before being eligible for STD benefits.
Basic short-term disability | Buy-up short-term disability | |
Benefits percentage | 40% of weekly base earnings* | 66 2/3% of weekly base earnings* |
Maximum weekly benefit | Up to $1,500 | Up to $2,500 |
Employee cost | $0 | Premium based on weekly earnings. To know your cost, starting Oct. 10 go to KansasHealthSystemBenefits.com and click "Enroll Now." |
Long-term disability insurance
The health system provides long-term disability (LTD) at no cost to you for long-term covered injury or illness. The LTD policy pays a monthly benefit for eligible employees, providing income protection after 6 months of a covered short-term disability.
Long-term disability | |
Benefits Percentage | 60% of base earnings |
Maximum Monthly Benefit | $15,000 |
