Click here to see information about 2026 benefits
Click here to see information about 2026 benefits
Why: | From a fall on the ice to a weekend youth sports tournament, your family has most likely had an injury. Optional accident insurance helps protect your finances when unexpected medical bills arise. You can receive a cash benefit for a range of accidental injuries and the services incurred as a result. To learn more, visit the Aflac Learning Hub. |
Who: | Benefits-eligible employees. |
When: | Purchase only during annual benefits enrollment (and when newly hired, newly eligible for benefits or have experienced a qualifying life event). |
Accident insurance pays specific amounts for expenses related to nonwork-related accidents. Aflac is the carrier for most of our financial protection services.
Accidents happen – like falls, fractures and concussions. You can get additional financial protection from unplanned bills with accident insurance, also called accidental injury benefits. While medical insurance helps pay for doctor visits and treatments, accident insurance provides cash benefits to you for out-of-pocket expenses not covered by your medical plan. For full details about the coverage and your cost, visit the Aflac Learning Hub.
Use the cash payments for:
You can purchase accident insurance for you, your spouse or your dependents only during the benefits enrollment period or if you have a qualifying life event. Those who purchase this benefit will receive a $50 cash payment for receiving certain health screenings (once a year per covered person). You can obtain a health screening through your provider.
Per-Paycheck Premiums* | Employee pays |
Employee only | $5.23 |
Employee + spouse | $8.23 |
Employee + children | $8.86 |
Employee + family | $11.86 |
*Taken from 24 paychecks per year.
Visit the Aflac Learning Hub to file a claim.