In-network providers
Flexibility and choice are important, so our medical plan includes an in-network option that still helps you save money. You may be wondering how in-network is different from the health system network. These are providers and facilities outside of our health system that have agreed to accept an approved amount for their services from Blue Cross Blue Shield.
So, if an in-network doctor charges $150 for a service and the approved amount with our medical plan is $90 – you save $60. You’ll also pay a lower annual deductible, coinsurance and copays compared to using out-of-network care. Your out-of-pocket maximum is also significantly lower compared to using out-of-network care.
Both the HSA Advantage and Signature plans offer access to a variety of in-network providers and facilities for covered services through the Blue Cross Blue Shield networks.
- Kansas City metro area: Through the Blue Select Plus network, both medical plans give you access to more than 5,400 providers at facilities including:
- Advent Health (3 locations)
- Cameron Regional Medical Center
- Children’s Mercy (Hospital Hill and South)
- Liberty Hospital (starting Jan. 1, 2025, Liberty Hospital will be part of the health system network)
- North Kansas City Hospital
- Providence Medical Center
- Joseph Medical Center
- Mary’s Medical Center
- University Health (Truman and Lakewood)
- Western Missouri Medical Center
- Greater Kansas and nationwide: Both medical plans offer in-network coverage via the BlueCard PPO network in greater Kansas and nationwide (excluding a designated 20-county area in Missouri, east of Kansas City, designated in the light blue on the map, which is out of network).
While not as low-cost as the health system network, you’ll still save a lot compared to out-of-network care.