How can you get lower costs while receiving high-quality healthcare? The answer is to know your medical plan’s network provider coverage!

This resource guide will help you understand what provider networks are and how you can save on out-of-pocket costs by using healthcare providers and facilities that are in lower-cost networks. (Hint: the health system network is always your lowest-cost option!)

Section 1: What is a provider network?

  • Two parts of a network: Providers and facilities
  • The 3 provider networks in our medical plans

Section 2: Health system provider network

  • Olathe Health and Liberty Hospital providers

Section 3: In-network providers

Section 4: Out-of-network providers

Section 5: How to find a provider

  • Quick steps to finding a provider
  • Step-by-step: Find a health system or in-network provider
  • Finding a primary care provider
  • Primary care in the Kansas City metro area

Section 6: Keep costs down with right care in the right place

Section 7: Your share of costs in each network

Section 8: Understanding your share of costs

  • Understanding deductibles, copays and coinsurance
  • Embedded vs. aggregate deductibles
  • What is the out-of-pocket maximum?

Section 9: Resources