You can choose from two plans for dental insurance, both offered by Delta Dental of Kansas: Basic Plan and Plus Plan. Both plans feature three tiers: PPO, Premier and out-of-network. For the lowest out-of-pocket costs, visit a dentist in the PPO network (find the provider list at DeltaDentalKS.com).
What’s the same?
In both plans, diagnostic services and preventive treatments are free to support good oral health while keeping costs down.
What’s different?
The Plus plan offers lower deductibles, lower coinsurance and coverage for orthodontia services, in exchange for higher premiums.
In-network benefit summary for dental insurance
Plan Costs | ||
Annual deductible | $50 individual | $25 individual |
Annual plan maximum, per individual | $1,500 | $1,500 |
Preventive and diagnostic services | ||
Oral exams, X-rays, unlimited cleanings | Plan pays 100%, no deductible | Plan pays 100%, no deductible |
Basic services | ||
Oral surgery, fillings, endodontic treatment, periodontic treatment, denture and crown repairs | Plan pays 60% after deductible | Plan pays 80% after deductible |
Right Start 4 Kids (12 and under): Plan pays 100%, no deductible | ||
Major services | ||
Crowns, jackets, dentures, bridge implants | Plan pays 40% after deductible | Plan pays 50% after deductible |
Right Start 4 Kids (12 and under): Plan pays 100%, no deductible | ||
Orthodontia services | ||
Orthodontia (adult and child) | Not covered | Plan pays 50% after deductible |
Lifetime orthodontia plan maximum (per individual) | Not covered | $1,500 |
Per-paycheck premiums for dental insurance – Kansas City employees (including Olathe Health)
KANSAS CITY (INCLUDING OLATHE HEALTH)
Per-Paycheck Premiums* | Basic Plan | Plus Plan |
Employee pays | Employee pays | |
Employee only | $7.76 | $10.82 |
Employee + spouse | $21.31 | $28.58 |
Employee + children | $19.52 | $27.20 |
Employee + family | $39.80 | $55.57 |
* Taken from 24 paychecks per year.
Kansas City and Great Bend premiums will align over time.
Per-paycheck premiums for dental insurance – Great Bend employees
GREAT BEND
Per-Paycheck Premiums* | Basic Plan | Plus Plan |
Employee pays | Employee pays | |
Employee only | $7.76 | $10.82 |
Employee + spouse | $21.31 | $28.58 |
Employee + children | $19.52 | $27.20 |
Employee + family | $34.04 | $49.75 |
* Taken from 24 paychecks per year.