Health & Wellness

Vision coverage

You have a choice of two vision plans through VSP: Basic or Plus. The Plus plan offers lower copays and higher allowances for frames and contacts and has higher per-paycheck premiums. When deciding which is best for you, consider the copays, premiums, how frequently you’ll need new frames, and the allowances for frames and contacts.

Make the most of your benefits by choosing a Premier Edge provider, including private practice doctors and retail locations nationwide. Find one near you at VSP.com/EyeDoctor.

Choosing the best plan for you

VSP Basic	Both plans equally cover	VSP Plus
Lower premiums Exam copay = $20 Materials copay = $30 ($5 more than Plus Plan) Frames for adults: every other calendar year; frames for children: every calendar year Lower allowances for frames and contacts Doesn't cover antireflective coating	Retinal screening Fitting & evaluation for contacts Lenses and contacts, every calendar year Lenses, including bifocal, trifocal, standard progressive prescription or nonprescription, after individual plan's materials copay Children may receive 2 well-vision exams per year if significant prescription change	Higher premiums Exam copay = $0 Materials copay = $25 Frames: every calendar year Higher allowances for frames and contacts Antireflective coating covered after materials copay

How the vision plan works

	Basic Plan	Plus Plan
Exams and materials
Eye exam (children may receive 2 well-vision exams per year if significant prescription change)	$20 copay	$0 copay
Retinal screening	$39 $25 at VSP Premier Max locations	$39 $25 at VSP Premier Max locations
Materials	$30 copay	$25 copay
Frames	Every other calendar year for adults (every calendar year for children)	Every calendar year
Frame allowance (prescription or nonprescription, e.g., sunglasses or blue-light glasses)	Up to $175 after materials copay Featured VSP frames: $225	Up to $200 after materials copay Featured VSP frames: $250
Standard lenses	Every calendar year	Every calendar year
Single vision, lined bifocal, lined trifocal, standard progressive, nonprescription	Covered after materials copay	Covered after materials copay
Antireflective coating	N/A	Covered after materials copay
Contact lenses	Every calendar year	Every calendar year
Fitting and evaluation	Up to $40 copay	Up to $40 copay
Elective contact lens allowance	$150	$200

2025 Vision plan rates

Per-Paycheck Premiums*	Basic Plan	Plus Plan
Employee only	$3.41	$10.45
Employee + spouse	$5.47	$16.75
Employee + children	$5.37	$16.45
Employee + family	$8.83	$27.01

* Taken from 24 paychecks per year.