You have the choice during annual benefits enrollment to buy extra insurance with these plans from The Hartford. For all three plan types, you can buy coverage for you, your spouse and your children.

If you have purchased this coverage and need to file a claim, these instructions will guide you through the process.

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Hospital indemnity insurance pays a benefit when you are hospitalized to pay out-of-pocket expenses and extra bills. The benefit is paid directly to you in a lump sum based on the length and level of care needed. Read full benefits highlights here.

Per-Paycheck Premiums*

Employee only

$11.81

Employee + spouse

$24.51

Employee + children

$22.80

Employee + family

$37.13


* Taken from 24 paychecks per year.

Accident insurance pays specific amounts for expenses related to nonwork-related accidents and injuries. Hospitalization, physical therapy, intensive care, transportation and lodging are some of the out-of-pocket expenses covered. Read full benefits highlights here.

Per-Paycheck Premiums*

Employee pays

Employee only

$5.24

Employee + spouse

$8.23

Employee + children

$8.87

Employee + family

$13.91


* Taken from 24 paychecks per year.

Critical illness insurance works with medical insurance by helping you pay the direct and indirect costs of a critical illness or event. Conditions covered include heart attack, stroke, major organ transplant, kidney failure, paralysis and some types of cancer. To know your cost, starting October 10 go to KansasHealthSystemBenefits.com and click “Enroll Now.” Read full benefits highlights here.