Qualifying life events and newly eligible for benefits

During the year, certain changes in your life will allow you to sign up for or change your benefits outside of the normal annual enrollment period. Those changes are called “qualifying life events” and include:

• Marriage or divorce
• Birth or adoption of a child
• Gain or loss of other coverage
• Change in your dependent’s eligibility status
  • Removing the spousal surcharge is a different process – see below.
• Change to benefits-eligible status (0.5 FTE or more)

You have 30 days from the qualifying life event to complete enrollment on the benefits enrollment website, bswift. You’ll need to provide proof of the qualifying life event (marriage certificate, divorce decree, birth certificate, gain or loss of coverage letter, etc.) to make the change.

After the life event is approved in bswift, you will be contacted by iVerifyPro, the health system’s benefits confirmation partner, requesting documents to confirm eligibility for newly added dependents only. These may be the same or different documents than you provided during the life event enrollment. Please provide your documents in both steps to ensure your dependents are enrolled.

Change in FTE status from 0.5-0.59 FTE to 0.6 FTE or above, or from 0.6 FTE or above to 0.5-0.59 FTE, is not a qualifying life event but does change the cost of medical plan premiums. Read more here.