Short-term disability
In the event of a short-term disability (STD), you have financial protection. Our policy provides you with a percentage of your weekly income while you are out of work following a non-work-related accident, pregnancy or illness for up to 6 months. The health system offers two options for this type of coverage: a basic plan paid for completely by the health system and an increased benefit (buy-up plan) that’s paid by both you and the health system.
Existing employees must provide evidence of insurability to select the buy-up STD option if they did not elect it during their initial eligibility period. A pre-existing condition, including pregnancy, could result in a denial for the buy-up benefit. The buy-up benefit does not require EOI during your initial eligibility period. NOTE: Employees must maintain 0.5 FTE for 6 months prior to being eligible for short-term disability benefits.
| Basic Short-Term Disability | Buy-Up Short-Term Disability | |
| Benefit Percentage | 40% of weekly base earnings* | 66 2⁄3% of weekly base earnings* |
| Maximum Weekly Benefit | Up to $1,500 | Up to $2,500 |
| Employee Cost | $0 | Premium based on weekly earnings. Go to kansashealthsystem.bswift.com for your cost. |
*Taxed when paid to employee (applies to first 40% of buy-up option as well).
Long-term disability
In the event of a long-term covered injury or illness, the health system provides long-term disability (LTD) at no cost to you. The LTD policy pays a monthly benefit for eligible employees, providing income protection after 6 months of a covered short-term disability.
| Long-Term Disability | |
| Benefit Percentage | 60% of base earnings** |
| Maximum Monthly Benefit | $15,000 |
**Taxed when paid to employee.
