You can choose from two plans for dental insurance, both offered by Delta Dental of Kansas. Both plans feature three tiers: PPO, Premier and out-of-network. For the lowest out-of-pocket costs, visit a dentist in the PPO network (find the provider list at DeltaDentalKS.com).
What’s the same?
In both plans, diagnostic services and preventive treatments are free to support good oral health while keeping costs down.
What’s different?
The Plus plan offers lower deductibles, lower coinsurance and coverage for orthodontia services, in exchange for higher premiums.
New in 2023 for both plans:
- Right Start 4 Kids: For kids 12 and under, both plans pay 100% of the cost of covered services, excluding orthodontia.
- Unlimited cleanings: To promote oral health, covered members can receive an unlimited number of cleanings each year at no cost.
In-network benefit summary for dental insurance
Employee-only deductible | $50 | $25 |
Family deductible | $100 | $50 |
Annual plan maximum (per individual) | $1,500 | $1,500 |
Diagnostic and preventive services | ||
Oral exams, X-rays, fluoride, space maintainers, sealants NEW IN 2023: unlimited number of cleanings | Plan pays 100%, no deductible | |
Basic services | ||
Oral surgery, fillings, endodontic treatment, periodontic treatment, repairs of dentures and crowns | Plan pays 60% after deductible | Plan pays 80% after deductible |
Right Start 4 Kids (12 and under): Plan pays 100%, no deductible | ||
Major services | ||
Crowns, jackets, dentures, bridge implants | Plan pays 40% after deductible | Plan pays 50% after deductible |
Right Start 4 Kids (12 and under): Plan pays 100%, no deductible | ||
Orthodontia services | ||
Orthodontia (adult and child) | Not covered | Plan pays 50% after deductible |
Lifetime orthodontia plan maximum (per individual) | Not covered | $1,500 |
Per-paycheck premiums for dental insurance – Kansas City employees
KANSAS CITY
Per-Paycheck Premiums* | Basic Plan | Plus Plan |
Employee pays | Employee pays | |
Employee only | $7.76 | $10.82 |
Employee + spouse | $21.31 | $28.58 |
Employee + children | $19.52 | $27.20 |
Employee + family | $39.80 | $55.57 |
* Taken from 24 paychecks per year.
Per-paycheck premiums for dental insurance – Great Bend employees
GREAT BEND
Per-Paycheck Premiums* | Basic Plan | Plus Plan |
Employee pays | Employee pays | |
Employee only | $7.03 | $9.84 |
Employee + spouse | $21.31 | $28.58 |
Employee + children | $15.29 | $21.39 |
Employee + family | $28.27 | $37.92 |
* Taken from 24 paychecks per year.
